{"id":386835,"date":"2026-10-11T13:00:10","date_gmt":"2026-10-11T12:00:10","guid":{"rendered":"https:\/\/www.newsisc.com\/videos\/i-owe-44k-in-student-debt-should-i-care-bbc-news\/"},"modified":"2026-10-11T13:00:10","modified_gmt":"2026-10-11T12:00:10","slug":"i-owe-44k-in-student-debt-should-i-care-bbc-news","status":"publish","type":"post","link":"https:\/\/www.newsisc.com\/videos\/i-owe-44k-in-student-debt-should-i-care-bbc-news\/","title":{"rendered":"I owe \u00a344k in student debt. Should I care? | BBC News"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/i2.ytimg.com\/vi\/aishn_dcHbc\/hqdefault.jpg\" alt=\"I owe \u00a344k in student debt. Should I care? | BBC News\"><br \/> <iframe loading=\"lazy\" width=\"560\" height=\"315\" src=\"https:\/\/www.youtube.com\/embed\/aishn_dcHbc\" frameborder=\"0\" allowfullscreen><\/iframe> <\/p>\n<p>How can you spend years paying off your student loan and still owe more than you borrowed? <\/p>\n<p>Ten years ago, the first Plan 2 borrowers started repaying their student loans. Since then, graduates who left university with similar debts have found themselves on very different financial paths. <\/p>\n<p>The amount you earn affects how much you repay, how much interest builds up and whether you&#8217;ll ever clear your balance. BBC Education Correspondent Hazel Shearing investigates why so many graduates are frustrated with the system and what their student loan really means for their future. <\/p>\n<p>00:00 &#8211; Hazel\u2019s story<br \/>\n01:46 &#8211; What happened in 2012?<br \/>\n02:22 &#8211; What are plan 2 loans?<br \/>\n03:17 &#8211; Argument for plan 2 loans<br \/>\n04:08 &#8211; What do people think the problem is?<br \/>\n05:20 &#8211; The impact of plan 2 loans<br \/>\n06:14 &#8211; 10 years since repayments started<br \/>\n06:38 &#8211; We went to uni together, here&#8217;s what we owe now<br \/>\n09:07 &#8211; Rethink Repayment campaign explained<br \/>\n10:36 &#8211; The script&#8230; the mis-selling scandal explained<br \/>\n11:56 &#8211; How your earnings affect your loan<br \/>\n12:10 &#8211; Should you try to clear your loan quicker?<br \/>\n13:33 &#8211; More information on loans<br \/>\n13:42 &#8211; Three things campaign groups want<br \/>\n15:06 &#8211; So what\u2019s next? <\/p>\n<p>For the latest news download the BBC News app or visit BBC.com\/news<\/p>\n<p>#BBCNews<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How can you spend years paying off your student loan and still owe more than you borrowed? Ten years ago, the first Plan 2 borrowers started repaying their student loans. Since then, graduates who left university with similar debts have found themselves on very different financial paths. The amount you earn affects how much you [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":386836,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[128810],"tags":[],"actors":[],"class_list":["post-386835","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bbc-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>I owe \u00a344k in student debt. Should I care? | BBC News | News ISC Videos<\/title>\n<meta name=\"description\" content=\"Watch I owe \u00a344k in student debt. Should I care? | BBC News for free, here on News ISC. 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